How To Receiving Apple Pay Cash Payments Through iMessage

This guide will show you how to send Apple Pay cash cards to your iPhone and iPad via iMessage. (You must be using iOS 11.2 and newer).

Nobody has to worry about being short-changed at a restaurant, or how to send money to someone so that they can purchase something special. You will find below a guide that is both quick and thorough to help you.

The most talked about feature of iMessage is peer to peer money transfers. This feature is available for devices running an operating system version 11.2 (or watch versions 4.2 and newer) or higher. Apple Pay allows you to send up 3,000 dollars via iMessage.

This feature is currently only available in the US. Apple Pay allows you to quickly send money and receive it from friends and family in the US through your messaging application. You can now split a bill or pay someone back for a loan, or send a gift to someone special. Apple Pay makes it easy to send money (or receive payments) through iMessage.

How To Receiving Apple Pay Cash Payments Through iMessage

Follow this guide if you’re running iOS 11.2 on your iPad or iPhone to send and receive money using Apple Pay.

Remember: You must first set up your Apple Pay account if you don’t have it already. Follow the wizard to set up Apple Pay by going to Settings and tapping on “Wallet & Apple Pay”.

Apple Pay will ask you to either enter a debit card, or select an option that you may already have in your Apple Wallet. You need a debit card to avoid credit card charges by using services such as the ones described in this article.

These are the steps for adding a new debit card.

  • Open Settings and tap “Wallet & Apple Pay”. Tap “Add Credit or debit Card” to complete the setup wizard.
  • Once your card has been verified, you must toggle Apple Pay Cash ON.

Apple Pay Cash: Send/Receive via iMessage

Choose a conversation in “Messages”, then tap on the “App store” icon. In the App drawer that appears, select the “Apple Pay icon” Tap the dollar sign to enter the amount. Select whether you’re sending money or requesting it. Preview your submission before tapping “Send”. You’ll be asked to authenticate using your Face ID or Touch ID.

Apple requires this verification as part of its security measures. You will receive a message if your recipient doesn’t have Apple Pay enabled. The message says that this contact “…cannot accept payments sent using Apple Pay at this moment.”

You can use it to make Apple Pay-permissible purchases in stores, apps and on the internet. Apple Pay is available in all stores, apps and online. This money can be transferred to your bank account by Discover Network or Green Dot.

Apple Pay Cash Payments Using Siri

Siri is another cool way to access Apple Pay Cash. You can tell Siri to “send John $25”. As expected, she will ask for confirmation. Siri can also be used to ask for money.

Ask Siri to send the requested amount of money to your contact.

If you are signed into PayPal or other services on your device, you may be asked to choose a payment service.

Siri will allow you to compose a message that indicates this is a fund request. You’ll still need to authenticate with biometrics.

Apple Pay Cash: Other Easy Ways to Use It

You can use the service with your Contacts app or Spotlight.

You can use these apps to view the contact information of a person and then tap the Apple Pay dollar sign symbol that you will see on their profile. Follow the usual steps to send or request money.

Add Money to Apple Pay Cash

This process is very simple.

Open the Settings app on your device. Tap “Wallet & Apple Pay”, then “Apple Pay cash” Next, tap “Add money” Choose the amount you want to add and tap “Add”.

This is all you need to understand about Apple Pay Cash, if only to send or receive money. Please feel free to leave a comment below if you need any help or have questions about the Apple Pay Cash process. I will get back to you as soon as possible.


In conclusion, the ability to receive Apple Pay Cash payments through iMessage represents a seamless integration of financial convenience into our everyday digital interactions. This feature streamlines peer-to-peer transactions, making it incredibly easy to split bills, repay loans, or send money to friends and family directly within iMessage conversations.

The security and simplicity of Apple Pay Cash ensure that your financial transactions remain private and protected. With a few taps, you can receive funds and have them readily available for purchases, transfers, or withdrawals.

This efficient and user-friendly payment method enhances the versatility of iMessage, transforming it into a multifaceted platform for communication and financial transactions. As the world of digital payments continues to evolve, Apple Pay Cash through iMessage stands as a testament to the power of innovation in simplifying our financial lives.

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